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So, this is it — the end of the season. I’m currently sitting at 55 percent for the year — not bad by any means, but a little bit short of my 60 percent goal I had set for myself. I’ll be doing a special bowl picks column a little later, but for now I’m going to wind out the year on a bit of a sad note — it’s been fun and I hate to see football season end.

Top Games

Florida (-10) vs. Alabama — There’s been a lot of discussion about installing Florida as a double-digit favorite and Tide fans are taking it as a slap in the face, but the line looks about right to me. If it were around seven, I’d love it a little better, but I think the Gators roll by about three touchdowns.

Missouri (+17) vs. Oklahoma — The Big 12 Championship game seems to have a history of weird outcomes. I don’t expect the Tigers to win, but they might throw a scare into the Sooners. Lucky for OU, style points aren’t likely to count for too much at this point.

Ball State (-14) vs. Buffalo — Ball State has only had one game decided by less than double digits so far this year and while Buffalo has shown promise at times, that streak doesn’t look to get broken in the MAC Championship Game.

Virginia Tech (pk) vs. Boston College — As usual, I have no idea where to go in an ACC game. It’s fitting this line is a pick ‘em. Betting the under (39) might be a better play, but I’ll guess and take the Hokies.

Tulsa (-12.5) vs. East Carolina — Both of these teams have been fairly unimpressive the last few weeks of the season. It is a classic matchup though as you have the defensive minded Pirates vs. the offensive juggernaut of the Golden Hurricane. Should be a surprisingly fun game to watch if nothing else.

Best Bets

Navy (-11) vs. Army — A bit of a curious line since Army has not lost by less than double digits to Navy in six years. Navy is just way more talented and should be able to do what it wants to its rivals.

Arizona State (+10.5) at Arizona — I not only expect this game to be close, I might put some money down on the money line for a Sun Devil win.

USC (-33) at UCLA — I expect Pete Carroll to put the foot on the gas from the word go and embarrass the Bruins. This will be a good game in future years, but right now the Trojans are about seven touchdowns better.

Cincinnati (-7) at Hawaii — This is also a bit of a curious line. The Bearcats don’t have too much to play for and will no doubt be enjoying the Honolulu sun, but I can’t see Hawaii keeping this game close. Also, the Warriors are bowl eligible already.

California (-36) vs. Washington — Remind me again why Cal is playing Washington AFTER “The Game” and the Apple Cup? Anyway, hard to imagine what the Huskies have to play for. If the Bears get a couple of touchdowns early (and I expect they will) this one could get capital U ugly.

Last Week

5-5 last week, 76-62-3 overall

Top Games

3-2 last week, 38-30-2 overall

Best Bets

2-3 last week, 37-32-1 overall

Actual Bets

0-1 last week, 11-17-1 overall, -$174